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Results 1 to 3 of 3
  1. #1
    Join Date
    Jun 2006
    Location
    Indiana
    Posts
    211
    Post Thanks / Like

    Business insurance

    How necessary is it to have business insurance if you are a home based operation? I am not doing all that much business now that I am on social security but still have a lot of thread, backing, clothing and other supplies in my basement. A $500. premium each year with Hartford just seems a bit steep.
    THANKS,
    Debbie Rinehart
    Debbie Rinehart<br />Deb\'z-N-Stitches

  2. #2
    Join Date
    May 2006
    Location
    Tampa, FL
    Posts
    773
    Post Thanks / Like
    You can either give Hartford $500 year or eat $25k if something happens. I pay around $350 extra each year for my business insurance. It's just one of those expenses you just have to have. If you lease your machine, I'm pretty sure there is wording in there you must have insurance of some type
    Last edited by Steve; 04-21-2017 at 04:44 PM.

  3. #3
    Join Date
    Aug 2006
    Location
    Eureka, California
    Posts
    522
    Post Thanks / Like
    I just priced a business owners policy with United somehting or other -- on my other system. For $25k a year of property and the liability insurances, it was $382.

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